Flood Insurance Agents in Encino, CA | United Direct Insurance

Protect Your Home from Flood Damage

Flood insurance covers physical damage to your house and belongings caused by flooding, as a result of prolonged or heavy rain, coastal storm surges, levee/dam failure, melting snow, or blocked drainage. At United Direct Insurance Services, we can help you protect your assets through the National Flood Insurance Program (NFIP), a service offered by the Federal Government.

Why Your Home Insurance Might Not Be Enough

The standard homeowners insurance policies typically do not cover flood damage. Flood insurance helps cover buildings and their contents and is therefore, an important policy that will protect your key financial assets, your home and its possessions. Having a flood insurance policy helps property owners and renters recover more quickly, in the event that floodwaters destroy or damage their home or belongings.

We Have You Covered Against Flood Damage

Our flood insurance policy comes with two types of coverage:

Building Property: Covers the physical structure of the insured dwelling, including plumbing and electrical systems, air and heating units, appliances, carpets and flooring, and cabinets.
Personal Property: Covers the items inside your home, including furniture, clothing, electronics, and more.

Both these policies come with separate deductibles and limits; therefore, you should diligently scrutinize the policy details before choosing one. Our experts are happy to help you make the right decision based on your coverage needs.

Common Exclusions to Flood Insurance Policy

Damage caused by mold, mildew, or moisture that could have been prevented by the homeowner.
Precious metals, valuable papers, and currency.
Living expenses, like temporary housing.
Your belongings or property outside of the building, such as swimming pools, fences, and trees.

Get Affordable Flood Protection with Us

Flood insurance is available to anyone who lives in the NFIP participating communities. Our flood insurance experts at United Direct Insurance Services can help you purchase government-administered policies. As a customer-oriented agency, we prioritize excellent service, while ensuring that your search for insurance coverage is easy and affordable.

To get an accurate flood insurance quote, call us at 1-800-805-0787 today. You can also email us at info@uniteddirectins.com